Steps to Take When Hit by an Uninsured Driver in NY

Automobile Accidents with Uninsured Drivers

If you find yourself in an accident with an uninsured driver in New York, remember that your safety is the top priority. First, check for any injuries you or your passengers may have. If it is safe to do so, move your vehicle to a secure location to avoid causing further accidents or injuries. Remember, the well-being of everyone involved is most important.

Once you have ensured everyone’s safety, it is critical to report the accident. In New York, you are required to call the police immediately for any accident that results in injury or significant property damage. The police will file a report which is a key document if you need to file an insurance claim or take legal action later. This report will serve as an official record of what happened which can be vital in uninsured motorist accidents.

Car Accident Image Car Crash

Documenting the Accident

In New York, you are likely covered by uninsured motorist coverage as part of your own auto insurance. This coverage is designed to protect you in situations exactly like this. However, understanding your policy and the process for filing a claim can be complex. You should notify your insurance company about the accident as soon as possible. Be prepared to provide them with all the documentation you have gathered.

When filing a claim under your uninsured motorist coverage, you may need to provide evidence of the other driver’s uninsured status and details of the accident. It is important to know that New York follows no-fault insurance laws, meaning your own insurance company will cover your damages regardless of who is at fault, up to a certain limit.

Legal Considerations

Under New York’s no-fault laws, there are certain thresholds for when you can step outside the no-fault system and pursue a claim against the uninsured driver. This typically involves serious injuries or damages that exceed your policy limits. Knowing when and how to navigate these laws can be challenging. However, even if you receive a favorable outcome in your case, collecting on it from an uninsured motorist can be challenging.

This is where we can help. Our attorneys understand the complexities of New York’s insurance laws and can guide you through the process. We can help determine if your case qualifies for action beyond a no-fault claim and assist in seeking the compensation you deserve.

Adult upset driver man discussing on mobile phone in front of automobile crash car collision accident in city road

Contact Law Office of Frank J. Cassisi, P.C. to Discuss Your Uninsured Motorist Accident Lawsuit

If you have been hit by an uninsured driver, do not navigate these waters alone. Contact Law Office of Frank J. Cassisi, P.C. for assistance. Our knowledgeable attorneys are here to help you understand your rights and options under New York law. We are committed to helping our clients get the best possible outcome in these challenging situations.

Do not wait to get the help you need. Call (516) 294 5050 today to speak with one of our attorneys. We are ready to discuss your case and advise you on the best course of action.

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